The Daunting Financial Truth

I'm going to be honest, this process is not cheap - and most of us are not lucky enough to have any covered by insurance. Below I've broken down some of the basics so you have a rough idea what to expect. There are some Financial Aid options and loans specifically designed for fertility treatments and egg-freezing.

General Breakdown

Pre-Testing ($500 - $1,000)

IVF ($6,000 - $8,000)

IVF Medication ($3,500 - $6,000)

Storage ($450 - $800 annually)

Many fertility clinics offer packages that are inclusive of pre-testing and stim cycle. Do a little research in your area and read reviews! Most clinics have a pretty steep consultation fee ($200+) that often acts as a deposit if you move forward with them.

I personally go to Southern California Reproductive Center in Beverly Hills, California. I love my doctor and she has been with me on this 2+ year journey. If you are not in need of specialized treatment, there are more affordable "one size fits all" options these days like Kindbody.

With any option, the medication is a separate cost. This is what surprised me the most - these medications can be thousands of dollars EACH! If you are in the majority without fertility insurance coverage, like myself, there are a few discount programs you can sign up for.

EMD Serono Compassionate Care Program

Heart Tomorrow

ReUnite

Depending on your financial status, you can qualify for a variety of % off discounts. I recommend applying for these programs ahead of time just in case! It can take a few weeks for you to be approved.

If you don't want to stomach the full cost up front, there are a lot of loan programs specifically designed for fertility costs. I found this article that breaks down a few of these financing options. Your individual clinic may also offer payment plans!